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Yes, We Can!
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Lower your bills into one monthly payment
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Waive or reduce your interest charges
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Eliminate your collection calls
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Obtain a copy of your credit report and score
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Teach you to use money and credit wisely
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En Español |
For more than 30 years, Consumer Credit Counseling of Southern Oregon has been helping people solve their debt problems, avoid bankruptcy, and learn new skills that help them control their finances, rather than having their finances control them, Through educational workshops, and free personal credit and budget counseling, NFCC certified consumer counselors are able to help clients plan for a healthy financial future. All inquiries, whether by website, in person, or by phone, are completely confidential.
With offices in Medford, Klamath Falls, and Yreka, Consumer Credit Counseling is here to help you in your financial planning. Contact us
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The U.S. Department of the Treasury and the Department of Housing and Urban Development launched a new Web site for consumers seeking information about the Obama Administration's Making Home Affordable loan modification and refinancing program.
www.MakingHomeAffordable.gov offers features including interactive self-assessment tools that will empower borrowers to determine if they're eligible to participate and calculate the monthly mortgage payment reductions they could stand to realize under the Making Home Affordable program.
First announced by President Barack Obama in February, Making Home Affordable will offer assistance to as many as 7 to 9 million homeowners making a good-faith effort to make their mortgage payments, while attempting to prevent the destructive impact of the housing crisis on families and communities. MakingHomeAffordable.gov is a joint effort of the Department of the Treasury and HUD.
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Oregon Attorney General John Kroger issued the following "web hosting" scam alert on
May 5th, 2009. Click to read.
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Surviving a Job Loss
Southern Oregon – The recent job loss numbers are staggering. Layoffs are widespread, making it hard to find a sector that has not been touched. It appears that no one, regardless of position or income level, is safe from the pink slip. Unemployment hovers near 7.6 percent nationally and 9.9% in Oregon, with January numbers the worst on record since 1974, years before many of those standing in the unemployment lines were born. Consumer Credit Counseling of Southern Oregon, Inc offers the following tips for surviving a layoff, should one occur. To Read More, follow this link to the CCCS Publications page , and look for the section on Job Loss.
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How You Can Manage Compulsive Shopping and a Shopping Addiction compiled by: Dr Ruth Engs, Indiana University
What is compulsive shopping?
People who "shop til they drop" and run their credit cards up to the limit often have a shopping addiction.(Read More. Additional articles can be found on the publications page)
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| Consumer Credit held a "Protect Your Identity Shredding Event". The public was invited to come by the office to drop off their personal papers, and Rogue Shred was on hand to grind the paper up. Consumer Credit gave away credit reports for free, and the Medford Police was here to talk about the latest in scams and identity theft. To see photos of the event, follow this link to our media page. |
Are you at Risk for Identity Theft? Test your "ID IQ" here.
Are you a victim of Identity Theft? The FTC has a website that can help. www.ftc.gov/idtheft
Behind on your Mortgage? Housing Director Linda Cade offers these suggestions. And visit the housing page for an article from April 12th's Mail Tribune - "Default Dilemma."
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Statistically Speaking....
New orders for manufactured durable goods in April increased $3.0 billion or 1.9 percent to $161.5 billion, the U.S. Census Bureau announced today. This was the second increase in the last three months and followed a 2.1 percent March decrease. Excluding transportation, new orders increased 0.8 percent. Excluding defense, new orders also increased 1.0 percent. (Released May 28, 2009)
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