Consumer Credit Counseling Service of Southern Oregon can help you solve your debt problems and learn new skills to help you take control of your finances. 

Consumer Credit Counseling Service (CCCS) provides credit counseling and you are not charged a fee for this service. During the counseling appointment a certified credit counselor will help you develop a realistic spending plan. Your concerns will be addressed and a list of options will be developed so you have the information and tools necessary to address your money management issues.

Consumer Credit can obtain a copy of your Equifax, Experian and Transunion credit reports and credit scores from each of those bureaus. The bureaus will include a listing of all of the creditors that report to each bureau and the payment history, current balance and the date of the last activity on each account. It will also include a summary of any legal action such as judgments and bankruptcy.
CCCS Sip & Putt Mini-Golf Fundraiser, Sunday, October 4th
​Thank you to our Title Sponsor US Bank
Sharpen Your Financial Focus
Consumer Credit Counseling Service is excited to announce that as a member of the National Foundation for Credit Counseling® (NFCC®), we are bringing you and participating in the Sharpen Your Financial Focus™ campaign. Programs offered to consumers through the campaign will provide you great information to make smart money decisions.​The NFCC has recently launched a financial on-line assessment tool, MyMoneyCheckUp. You can receive financial tips and learn where you might make changes in your financial plan. Nothing beats coming into CCCS to discuss your finances with a certified credit coach, and we recommend you do that once you have completed your MyMoneyCheckup. To learn more, follow this link.

Looking to Volunteer? The Oregon Money Management Program Helps
Seniors in Jackson and Josephine County

CCCS Needs Your Help Now....Consumer Credit Counseling Service is working with Easter Seals Oregon, the Department of Human services, as well as other community service agencies to deliver the Oregon Money Management Program around the state. Money Management volunteers offer financial management assistance to low-income seniors and disabled persons. By volunteering you can help protect vulnerable adults from financial abuse, utility cut off, and loss of independence. To learn more, click here.

Consumer Credit is approved by the U.S. Trustees Program to issue certificates in Oregon and California in compliance with the Bankruptcy Code*. These services include providing the Bankruptcy Pre-filing Counseling and Pre-discharge Education. These services are provided both in person and on-line.

CCCS is approved by the Department of Housing and Urban Development (HUD) to provide housing education and counseling services. That ensures that you are receiving professional, knowledgeable, and impartial information and advice.

Consumer Credit offers community education from its Medford location and in the community. The Agency has an Education Specialist and conducts over 200 educational programs a year. Most of the programs are at no or low cost and are sponsored by local foundations and corporations.

Accredited by the Council on Accreditation for Children and Families, a United Way member agency and a Charity Seal Holder with the Better Business Bureau, CCCS has helped over 50,000 people and can help you.

We now have offices located in Medford and Grants Pass, Oregon. All inquiries by website, in person or by phone are completely confidential. Contact us at 541-779-2273 or submit your question to us click here.

We are recognized and affiliated with the following organizations:

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“Thank you for sending me to Consumer Credit Counseling they are helping me with a debt consolidation plan. Now I will have money to live on again instead of robbing Peter to pay Paul every payday”

Click here to see all of our testimonials.